Find the Best Time to Post on Reddit: r/CreditCards

Timing matters on Reddit. Discover the best times to submit posts to the Subreddit: r/CreditCards and go viral! 🚀

Currently analyzing r/CreditCards. Start typing to change subreddit.

Best Times to Post to r/CreditCards

Learn when posts get the most engagement in r/CreditCards based on the last 30 days of activity.

Timezone:

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Sun	63	52	50	58	46	29	19	20	11	10	14	15	21	52	52	49	65	67	57	44	45	82	76	70
Mon	74	67	60	51	28	35	25	11	10	13	16	30	33	45	44	40	42	70	64	60	77	66	78	98
Tue	94	87	86	62	44	29	26	13	10	13	18	23	33	52	63	91	79	95	82	78	64	59	49	76
Wed	70	78	59	68	47	33	22	17	18	18	16	30	37	37	65	66	65	80	70	81	64	81	65	60
Thu	75	73	66	59	45	30	21	19	13	12	18	20	33	60	74	81	78	74	85	75	85	62	58	46
Fri	56	55	57	59	42	34	32	15	14	13	16	32	49	54	65	72	80	99	75	72	63	67	65	65
Sat	56	55	56	56	48	32	38	27	18	13	19	34	36	52	65	63	52	62	61	70	57	68	56	55

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Shows combined posts + comments activity. Hover over cells for detailed breakdown.

All times shown in UTC (Coordinated Universal Time)

Tips for Posting on Reddit

Learn from successful founders and Reddit best practices to maximize your post engagement.

1 Join Conversations, Don't Self-Promote

OpenPhone's co-founder Daryna Kulya found success by monitoring relevant keywords and joining existing conversations naturally. Instead of cold posting, they responded to people asking questions about business communication tools. As Daryna said: "I set up alerts for relevant industry and competitor terms using Notifier for Reddit. This way, it was more natural for me to talk about OpenPhone as a solution."

2 Tell Your Story, Not Your Pitch

Reddit users, especially founders and entrepreneurs, want to hear authentic journeys. OpenPhone shared their challenges and learnings rather than product features. Create value by writing posts or articles that answer common questions in your industry.

3 Understand Each Subreddit's Culture

Before posting, spend time reading top posts and comments to understand the community's norms and rules. Each subreddit has its own culture—what works in r/Entrepreneur might not work in r/startups. Always read and follow the subreddit's posting guidelines to avoid removal.

4 Craft Compelling, Honest Titles

Your title is critical—make it clear, engaging, and authentic. Avoid clickbait at all costs. Provide a concise summary of what readers will get. Good examples: "How we got our first 100 customers using Reddit" or "I analyzed 10,000 posts to find the best time to post in r/CreditCards"

5 Post at Optimal Times

Timing matters! Use the activity heatmap above to find when r/CreditCards is most active. Generally, posting between 6:00-8:00 AM Eastern Time on weekdays catches both European and U.S. audiences. But every subreddit is different—check the data specific to your target community.

6 Format for Readability

Use headers, bullet points, and short paragraphs to make your post scannable. Include relevant images or videos when appropriate. Reddit supports markdown formatting—use it to structure your content with bold text, lists, and sections.

7 Engage After Posting

Don't post and ghost! Actively respond to comments and questions within the first hour. This interaction signals to Reddit's algorithm that your post is generating engagement, which can boost its visibility. Plus, it builds trust and shows you're genuinely interested in the conversation.

8 Use Appropriate Flair and Tags

Many subreddits require post flair to categorize content. Using the correct flair helps users find your post and shows you understand the community. Some subreddits won't even display your post without proper flair.

9 Build Credibility Over Time

Don't expect overnight success. Consistently share valuable content and engage respectfully to build reputation. OpenPhone spent months contributing to discussions before seeing significant results. A credible account with a history of helpful contributions will be received much better than a new account making its first post.

10 Monitor Adjacent Topics

OpenPhone didn't just monitor "business phone" keywords—they also tracked adjacent topics like "remote work communication" and "team collaboration." This broader approach gave them more opportunities to naturally contribute value. Think about related problems your audience has, not just direct product mentions.

💡 Pro Tip: Use Notifier.so to monitor relevant keywords in r/CreditCards so you never miss an opportunity to join authentic conversations.

Start Monitoring r/CreditCards

About the Subreddit: r/CreditCards

A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered.

1466960

Members

Sep. 14, 2008

Created

View on Reddit

Community Rules & Guidelines

Abbreviations & Lingo:

AF = Annual Fee
AU = Authorized User
BT = Balance Transfer
CLI = Credit Line Increase
FTF = Foreign Transaction Fee
PC = Product Change (i.e. upgrade)
SUB = Sign-Up Bonus

Useful Links:

Announcements

Official User Flairs Guide - Learn how to customize your user flair
Suggestions, Ideas, and Feedback - Post your suggestions here

Free Credit Monitoring

[CreditKarma] (https://www.creditkarma.com/) - Uses TransUnion and Equifax
[CreditSesame] (http://www.creditsesame.com/) - May use Transunion or Experian depending on service

Resources

Credit Card Basics
Credit Card Fraud
What Happens If You Close A Card?
Template for Card Recommendation Requests
List of Flat 2%+ Cashback Cards
List of Best Cashback Cards by Category
Credit card wiki at PersonalFinance
Complete List Of Free FICO Scores
[Free Credit Reports Info from FTC] (http://www.consumer.ftc.gov/articles/0155-free-credit-reports)
[Card Offers Just for You] (https://www.creditcards.com/cardmatch/)
Point Calculator Card Comparison Tool
List of credit card company phone numbers
Credit Card Tuneup or [CreditIntro] (http://www.creditintro.com/recommend/) to help you find the right card
EMV CVM Database - Find a card's Cardholder Verification Method list (e.g. PIN, Signature).
[Capital One Upgrade Link] (https://verified.capitalone.com/auth/signin?Product=Card&Action=ProductUpgrade) - Check PC eligibility for your existing card

Rules:

Click here to see the rules

Be respectful.
No referrals in posts, comments, or private messages.
No link shorteners.
No self-promotional content.
No spam or irrelevant content.
No promotion of illegal, fraudulent, or nefarious activities

Other Subreddits To Visit:

/r/PersonalFinance
/r/AwardTravel
/r/Banking/
/r/Chipcards
/r/Credit
/r/Investing/
/r/InvestmentEducation
/r/FinancialIndependence

Get Inspiration by checking some of these top recent posts on r/CreditCards

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About Subreddit Analytics

Search for any subreddit to analyze posting patterns and discover the optimal times to post for maximum engagement. Our system tracks activity data to help you understand when communities are most active.

View our full list of the subreddits we track

	12am	1am	2am	3am	4am	5am	6am	7am	8am	9am	10am	11am	12pm	1pm	2pm	3pm	4pm	5pm	6pm	7pm	8pm	9pm	10pm	11pm
Sun	63	52	50	58	46	29	19	20	11	10	14	15	21	52	52	49	65	67	57	44	45	82	76	70
Mon	74	67	60	51	28	35	25	11	10	13	16	30	33	45	44	40	42	70	64	60	77	66	78	98
Tue	94	87	86	62	44	29	26	13	10	13	18	23	33	52	63	91	79	95	82	78	64	59	49	76
Wed	70	78	59	68	47	33	22	17	18	18	16	30	37	37	65	66	65	80	70	81	64	81	65	60
Thu	75	73	66	59	45	30	21	19	13	12	18	20	33	60	74	81	78	74	85	75	85	62	58	46
Fri	56	55	57	59	42	34	32	15	14	13	16	32	49	54	65	72	80	99	75	72	63	67	65	65
Sat	56	55	56	56	48	32	38	27	18	13	19	34	36	52	65	63	52	62	61	70	57	68	56	55

	12am	1am	2am	3am	4am	5am	6am	7am	8am	9am	10am	11am	12pm	1pm	2pm	3pm	4pm	5pm	6pm	7pm	8pm	9pm	10pm	11pm
Sun	63	52	50	58	46	29	19	20	11	10	14	15	21	52	52	49	65	67	57	44	45	82	76	70
Mon	74	67	60	51	28	35	25	11	10	13	16	30	33	45	44	40	42	70	64	60	77	66	78	98
Tue	94	87	86	62	44	29	26	13	10	13	18	23	33	52	63	91	79	95	82	78	64	59	49	76
Wed	70	78	59	68	47	33	22	17	18	18	16	30	37	37	65	66	65	80	70	81	64	81	65	60
Thu	75	73	66	59	45	30	21	19	13	12	18	20	33	60	74	81	78	74	85	75	85	62	58	46
Fri	56	55	57	59	42	34	32	15	14	13	16	32	49	54	65	72	80	99	75	72	63	67	65	65
Sat	56	55	56	56	48	32	38	27	18	13	19	34	36	52	65	63	52	62	61	70	57	68	56	55

	12am	1am	2am	3am	4am	5am	6am	7am	8am	9am	10am	11am	12pm	1pm	2pm	3pm	4pm	5pm	6pm	7pm	8pm	9pm	10pm	11pm
Sun	63	52	50	58	46	29	19	20	11	10	14	15	21	52	52	49	65	67	57	44	45	82	76	70
Mon	74	67	60	51	28	35	25	11	10	13	16	30	33	45	44	40	42	70	64	60	77	66	78	98
Tue	94	87	86	62	44	29	26	13	10	13	18	23	33	52	63	91	79	95	82	78	64	59	49	76
Wed	70	78	59	68	47	33	22	17	18	18	16	30	37	37	65	66	65	80	70	81	64	81	65	60
Thu	75	73	66	59	45	30	21	19	13	12	18	20	33	60	74	81	78	74	85	75	85	62	58	46
Fri	56	55	57	59	42	34	32	15	14	13	16	32	49	54	65	72	80	99	75	72	63	67	65	65
Sat	56	55	56	56	48	32	38	27	18	13	19	34	36	52	65	63	52	62	61	70	57	68	56	55